Shopping to Save Money

Today I've been shopping online to save some money on my monthly recurring expenses that are not 100% necessities, but very nice to haves. For instance: cell phones, cable, internet and home phone service. We all sort of need these, but they are not part of the 4 Walls that Dave Ramsey always talks about that we all NEED:

1. Food
2. Shelter (including utilities)
3. Transportation
4. Clothing (basic clothes that fit you and your family, not designer, brand new stuff)

So I thought I would start with our cell phone plans. My husband and I both use our cell phones for business and personal calls. We'd like to use them for calling, texting and using the Internet, again, all nice to have but not 100% necessary.

After reviewing many plans from many carriers on http://myrateplan.com/ I've come to the conclusion that we are actually paying a pretty good rate for everything that we "want". We both have an unlimited bundled plan from Sprint that includes: voice, text and data. We could reduce our bills by eliminating some of the nice to haves, like texting and unlimited Internet on our phones.

I like this site because it gave me information on various plans from various companies and I was also able to review different phones. I'm not going to be ordering any thing from the site, just using it for research, so I can't comment on that part of the site.

Next on to our home phone, cable, internet and business phone plans. Then insurance: home, auto, health, liability, umbrella, disability and life, whew. I'll be working on those some more tomorrow. I'll let you know what I find out.